Wells Fargo: Tips for an error-free credit report Sometimes your credit report can show errors that negatively impact your score. You should take steps to resolve these errors. Review the history on your credit report Make sure your credit report contains only items pertaining to you. Look for information that is inaccurate or incomplete or should no longer be on your credit report, such as employers, addresses, and accounts. Look for multiple copies of an account — each account should only be listed once. Correct credit report errors If you find an error on your credit report while taking advantage of Wells Fargo’s free credit score and complimentary credit report promotion, you can file a dispute with Experian® and they will work with you on the resolution. There is no charge for submitting a dispute. Learn about your options for filing a dispute: Understand the steps you should follow to dispute credit report information. File a dispute online with Experian. Read Experian’s instructions for mailing your dispute request. Check other credit reporting agencies, since they all maintain separate records. Federal law requires each of the 3 nationwide consumer credit reporting agencies — Equifax, Experian, and TransUnion — to give you a free credit report every 12 months if you ask for it. Visit annualcreditreport. Keep track of when you submit your dispute. Credit reporting agencies must investigate and respond to you within 30 days.
Posted on: Mon, 17 Nov 2014 20:38:36 +0000
Trending Topics
Recently Viewed Topics
© 2015