What’s the difference between homeowners insurance and federal - TopicsExpress

What’s the difference between homeowners insurance and federal flood insurance? Federal flood insurance, though it can be bought through your insurance agent, is a federal policy that covers damage to your home due to flooding – whether it’s heavy rains over a day or several days or a tropical system. Remember that a flood policy doesn’t immediately take effect, however, so you can’t buy a policy if you see a hurricane heading toward your community.

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