You probably have heard about your credit history repeatedly, but - TopicsExpress

You probably have heard about your credit history repeatedly, but you may not know what it is and how it works. A credit history keeps a record of all credit accounts, such as mortgages, loans, credit cards and more. The main credit reporting agencies include Experian, Equifax and TransUnion. Each agency keeps track of your payment history and the accounts you hold. Many lenders and creditors look at this information when you apply for new credit, which is why your history is so important.

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