from daily kos Tue Oct 22, 2013 at 02:48 PM PDT. FOX dumps the Cruz-aders: I was an Obamacare Guinea Pig. I signed up. I saved. And so will millions.by 8ackgr0und N015eFollow . 8ackgr0und N015eFollowRSS Daily Kos memberProfileDiaries (list)Stream.Tue Oct 22, 2013 at 02:48 PM PDT. FOX dumps the Cruz-aders: I was an Obamacare Guinea Pig. I signed up. I saved. And so will millions.by 8ackgr0und N015eFollow . Email151 Comments / 151 New.To paraphrase LBJ, a Texan who knew a thing or two about politics, when youve lost FOX, youve lost the war. Thats a fact Granny Palin and the Cruz-aders just have to accept. Like it or not. What happens when a FOX contributor goes shopping for healthcare under the ACA? Thats an excellent question. Heres the tale of the tape -- by the numbers: Three years ago when I was shopping for insurance, there weren’t that many options to choose from. And the plan I ended up with is expensive and, to put it bluntly, crappy. Currently, I pay $965 per month for family coverage that includes: • a whopping $7,000 deductible; • $36,000 out-of-pocket max per year; • an annual coverage limit of $2,000,000; • a $35 co-pay for doctor’s visits ($55 for specialists); and • a $15 co-pay for generic prescriptions. All this plus the plan has very limited out-of-network coverage that, I found out the hard way, is subject to such a gauntlet of procedural hurdles that my family has spent thousands of dollars in so-far-unreimbursed out-of-network expenses. 8ackgr0und N015eFollowRSS Daily Kos memberProfileDiaries (list)Stream.Tue Oct 22, 2013 at 02:48 PM PDT. FOX dumps the Cruz-aders: I was an Obamacare Guinea Pig. I signed up. I saved. And so will millions.by 8ackgr0und N015eFollow . Email151 Comments / 151 New.To paraphrase LBJ, a Texan who knew a thing or two about politics, when youve lost FOX, youve lost the war. Thats a fact Granny Palin and the Cruz-aders just have to accept. Like it or not. What happens when a FOX contributor goes shopping for healthcare under the ACA? Thats an excellent question. Heres the tale of the tape -- by the numbers: Three years ago when I was shopping for insurance, there weren’t that many options to choose from. And the plan I ended up with is expensive and, to put it bluntly, crappy. Currently, I pay $965 per month for family coverage that includes: • a whopping $7,000 deductible; • $36,000 out-of-pocket max per year; • an annual coverage limit of $2,000,000; • a $35 co-pay for doctor’s visits ($55 for specialists); and • a $15 co-pay for generic prescriptions. All this plus the plan has very limited out-of-network coverage that, I found out the hard way, is subject to such a gauntlet of procedural hurdles that my family has spent thousands of dollars in so-far-unreimbursed out-of-network expenses. So how does this free market solution in the greatest country God ever created fare when you compare it to the socialist system shoved down the throats of the American people by that tyrannical secret Muslim, Kenyan usurper occupying the White House? Glad you asked.... . While the exchange site was user-friendly and explained my options in a clear and simple way, picking an insurance plan isn’t exactly like ordering a hamburger. It took a minute to find my calculator and think about the options. Within a week, I had settled on a “gold” plan offered by Empire Blue Cross Blue Shield. The plan includes: • a $2,000 total deductible; • an out-of-pocket max of $12,500 for the year; • a $30 co-pay for visits to our primary care doctor; • a $15 co-pay for generic prescriptions; • NO annual coverage limit — because that’s now prohibited thanks to the Affordable Care Act; plus • an added bonus: the plan I selected includes child dental. This option will cost my family $931 per month — $408 per year less than my previous crappy plan and a $5,000 savings in deductibles. A big win for me and my family financially and in terms of what’s covered. Plus in the past, I spent several days looking for and comparing insurance options. Under ObamaCare, even with the slow and sticky website, I spent a total of four hours — to save over $5,400. That kind of return on investment would make Warren Buffett drool.
Posted on: Thu, 24 Oct 2013 01:33:54 +0000
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