so we found out how our medical benefits are changing today for - TopicsExpress

so we found out how our medical benefits are changing today for 2014 . . . no more United Healthcare, only HMO affiliated with Blue Cross/Blue Shield and it is being managed out of Arkansas . . . but no increase in premiums so thats good . . . only smokers will have to pay more . . . have to stay in network to get the most benefits . . . preventive care is still covered 100% so glad for that . . . no change in dental benefits . . . waiting to find out what hospital system they use . . . hope its either Cleveland Clinic or University Hospital

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