Bank Negara Malaysia issued guidelines in November 2011 aimed at - TopicsExpress

Bank Negara Malaysia issued guidelines in November 2011 aimed at promoting prudent, responsible and transparent retail financing practices; however, most lenders had already adopted tighter lending criteria. Banks reduced the standard loan-to-value (LTV) ratios, with 100%, 95% and 90% mortgage financing deals being removed, and critically, moving from gross to net in monthly income assessments. Expected more credit tighten guidelines from various bank in the near future.

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