Over the last 5 or so years I have had to become an expert in - TopicsExpress

Over the last 5 or so years I have had to become an expert in banking and securitization; I will say that, the banks have intentionally created a situation where their business model includes a high default ratio, meaning that they want people to go into foreclosure. Why? Because that is how they are able to take everything away from you. I forgive them though, if they want it all out their greed, let them have it!

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