Retirement Plan Specialists, Inc. Posts - TopicsExpress

Dont over spend Thanks to the housing crisis, we know the
Dont over spend Thanks to the housing crisis, we know the downfall of overspending on a home. When deciding on a price range, find a realistic amount ...

Give your spouse power of attorney, and designate him/her a health
Give your spouse power of attorney, and designate him/her a health care proxy. With the power of attorney, your spouse can make legal decisions about ...

Setting Goals Regardless of how bad your financial situation
Setting Goals Regardless of how bad your financial situation seems, you can always improve it. Part of improving your financial situation is setting g...

They assume all funds are created equal. Albert Einstein is
They assume all funds are created equal. Albert Einstein is rumored to have said that compound interest is the most powerful force in the universe. C...

Borrow as little as possible The average college student leaves
Borrow as little as possible The average college student leaves school with about $23,000 in debt. Borrow just enough to pay for your legitimate coll...

Pay less for textbooks The average student can pay $1,000 a year
Pay less for textbooks The average student can pay $1,000 a year for books, an often unexpected high cost for college freshmen, says Michael Geller, v...

Forget the freshman 15, the dreaded additional pounds freshmen
Forget the freshman 15, the dreaded additional pounds freshmen frequently pack on when they settle into life on their own. More important are the 15 s...

Are all employer matching contributions applied correctly? Were
Are all employer matching contributions applied correctly? Were the eligible employees correctly identified? Is compensation correct, ie. full year,...

Is the plan operated based on the terms of the document?
Is the plan operated based on the terms of the document? Operation defects are the most common problems found on audit, most notably eligibility, def...

Are your SEPs and SIMPLEs at Risk? Mistake number 7 – Have your
Are your SEPs and SIMPLEs at Risk? Mistake number 7 – Have your plan notification requirements been met? Employees must be given a Summary Plan De...